Legal

Terms & Conditions

The terms that apply when you book lessons, purchase a plan, participate in classes or otherwise use Chatly.

Last updated: 2 October 2026

Welcome to Chatly.

These Terms & Conditions ("Terms") govern your access to and use of the Chatly website, lessons, courses, educational materials and related services.

Chatly is a trading brand operated by AJK Online LLC, a United States limited liability company ("AJK Online LLC"). Throughout these Terms, references to "Chatly", "we", "us" or "our" mean AJK Online LLC operating under the Chatly brand.

By purchasing, booking or participating in a Chatly lesson, purchasing a subscription or lesson package, or otherwise using our Services, you agree to these Terms.

If the student is a minor, their parent or legal guardian must agree to these Terms on their behalf where required by applicable law.

Using Chatly

1. About Chatly

Chatly is an online English-language learning service providing live online lessons and educational materials to students in different countries and regions.

Our Services may include:

  • Private 1-to-1 English lessons;
  • Small-group English lessons;
  • IELTS preparation;
  • General English;
  • Conversational English;
  • Grammar, vocabulary and pronunciation;
  • Business and workplace English;
  • Structured English-learning programmes for children, teenagers and adults; and
  • Other English-language courses and educational services introduced from time to time.

The courses, lesson durations, lesson frequencies, tutors and features available may vary depending on the plan purchased, the student's age, location and availability.

2. Eligibility and Students Under 18

Students must provide accurate information when using Chatly.

Where a student is under the age at which they can legally enter into a contract in their jurisdiction, a parent or legal guardian must purchase or authorise the Services on their behalf.

By purchasing Services for a minor, the parent or guardian confirms that they have authority to do so and consents to the minor participating in online lessons and using the technology reasonably required to provide those lessons.

Parents and guardians are responsible for providing appropriate supervision for younger students.

Chatly may restrict or decline the provision of particular Services where required by applicable laws or regulations.

3. Our Tutors

Chatly works with tutors selected according to criteria that may include English proficiency, communication ability, teaching experience, qualifications, subject knowledge and suitability for the relevant students or courses.

Although students may be able to select or request particular tutors, we cannot guarantee the permanent availability of any tutor.

Chatly may substitute a tutor where the original tutor becomes unavailable.

Tutors may operate from different countries and time zones.

The purchase of Chatly Services does not create a direct contractual, employment or agency relationship between the student and an individual tutor.

4. Booking Lessons

Lessons may be booked or arranged through the Chatly website, WeChat, our customer-support team, our online classroom provider or another booking system made available by Chatly.

A requested lesson time is not guaranteed until it has been confirmed.

Students are responsible for checking their confirmed lesson date and time and joining their lesson promptly.

Where time zones are relevant, students should ensure that they understand the time zone shown when making or confirming a booking.

Tutor availability can change, and Chatly does not guarantee that every requested time or tutor will always be available.

5. Communication Through WeChat

Chatly may use WeChat as one of its primary communication channels.

WeChat may be used for:

  • Lesson bookings and scheduling;
  • Trial lesson arrangements;
  • Lesson reminders;
  • Student and parent enquiries;
  • Customer support;
  • Course recommendations;
  • Changes to bookings; and
  • Other communications reasonably related to a student's use of Chatly.

WeChat is a third-party service and is not owned or controlled by Chatly.

Your use of WeChat is also subject to WeChat's own terms, privacy policies and platform rules.

Chatly is not responsible for WeChat outages, technical failures, account restrictions or other circumstances relating to WeChat that are outside Chatly's reasonable control.

If WeChat becomes unavailable, Chatly may communicate with students using another reasonable communication method.

Students should not send passwords, complete payment-card details or other unnecessary sensitive information through WeChat.

6. Online Classroom and Neukol

Chatly currently uses Neukol as a third-party online classroom platform for the delivery of lessons.

Students may therefore be required to use the Neukol website, application or associated software in order to participate in a Chatly lesson.

Depending on the functionality being used, students may need to grant access to their camera, microphone, speakers or other device functionality.

Neukol is an independent third-party service and is not owned or operated by Chatly.

Use of Neukol may also be subject to Neukol's own terms, privacy policies and technical requirements.

Chatly may replace Neukol or introduce additional classroom, communications or educational technology providers in the future where reasonably necessary to operate or improve our Services.

A change of classroom technology does not by itself constitute a material change to the educational service purchased, provided that students continue to receive substantially equivalent access to their lessons.

7. Technical Requirements

Students are responsible for having the equipment and connectivity reasonably required to participate in online lessons, including:

  • A compatible computer, tablet or mobile device;
  • A stable internet connection;
  • A functioning microphone;
  • Speakers or headphones; and
  • A functioning camera where video participation is required.

Students should test their equipment before lessons.

Where a lesson is interrupted or cannot be completed because of a problem with the student's own device, internet connection, software or equipment, Chatly is not normally required to replace the lost lesson time.

Where a material technical problem attributable to Chatly, a Chatly tutor or a classroom platform selected by Chatly prevents a substantial part of a lesson from being delivered, Chatly may provide replacement lesson time, restore lesson credit or reschedule the lesson as appropriate.

Payments & Subscriptions

8. Lesson Plans

Chatly may offer Services through Pay As You Go purchases and Subscription plans.

Pay As You Go purchases may include individual lessons or blocks of lessons.

Subscriptions may include a specified number or frequency of lessons over a monthly, quarterly, annual or other recurring billing period.

The applicable:

  • Lesson type;
  • Lesson duration;
  • Number or frequency of lessons;
  • Billing period;
  • Price;
  • Currency; and
  • Discount, if any,

will be displayed or otherwise communicated before the purchase is completed.

The information presented at checkout forms part of the agreement between you and Chatly.

9. Subscription Plans and Automatic Renewal

Where a plan is identified as a subscription, it will automatically renew at the applicable billing interval until cancelled unless expressly stated otherwise at checkout.

Depending on the plan selected, subscriptions may renew monthly, quarterly, annually or at another clearly disclosed interval.

By purchasing an automatically renewing subscription, you authorise Chatly and its payment service providers to charge the applicable subscription fee to your selected payment method at each renewal.

Cancel Anytime

Chatly subscriptions may be cancelled at any time.

Cancellation stops the subscription from renewing for the next billing period.

Unless otherwise required by applicable law, cancellation does not retrospectively cancel the current billing period and does not automatically entitle the customer to a full or partial refund for amounts already paid.

You may continue using Services already included in your current paid subscription period, subject to the applicable plan conditions.

Instructions for cancelling will be provided through Chatly's website, customer support, WeChat or another cancellation method made available by us.

We will not intentionally create unreasonable barriers to cancellation.

10. Changes to Subscription Prices

Chatly may change subscription prices from time to time.

A price change will not retrospectively alter the amount already paid for a current billing period.

Where the price of an automatically renewing subscription changes, we will provide reasonable notice before the new price applies where required by applicable law.

If you do not wish to continue at the new price, you may cancel the subscription before the relevant renewal.

11. Payments

Payments must be made using a payment method accepted by Chatly.

Available payment methods may differ according to country, currency and payment provider.

Payments may be processed by third-party payment processors or payment platforms. Those providers may process transaction information in accordance with their own terms and privacy policies.

You confirm that you are authorised to use the payment method submitted.

Unless stated otherwise, prices displayed at checkout are the prices applicable to the selected Services at the time of purchase.

Any taxes, duties or other charges that Chatly is legally required to collect may be added where applicable.

Cancellations & Refunds

12. Refund Policy

Because Chatly provides access to live teaching services, reserved tutor time, scheduling capacity and educational services that may begin shortly after purchase, purchases are generally final and non-refundable once completed.

Changing your mind, deciding not to use purchased lessons, failing to attend lessons, changes to your personal schedule or failing to use all available lessons do not ordinarily entitle you to a refund.

Cancelling a subscription prevents future renewal charges. It does not normally generate a refund for the current billing period or previous billing periods.

However, Chatly recognises that exceptional circumstances can occur.

At Chatly's discretion, we may provide a full or partial refund, account credit, replacement lessons, extension or another appropriate resolution in circumstances such as:

  • A serious or prolonged failure by Chatly to provide the purchased Services;
  • A material billing error;
  • Duplicate or clearly erroneous charges;
  • Significant technical problems attributable to Chatly that cannot reasonably be remedied;
  • Serious medical, family or other exceptional circumstances; or
  • Another situation where Chatly considers a refund or alternative resolution fair and reasonable.

Any discretionary refund is considered individually and does not create an obligation to provide the same outcome in another case.

Nothing in this Refund Policy removes or limits any refund, cancellation or other consumer right that cannot lawfully be excluded under the laws applicable to the customer.

Where applicable law requires a refund notwithstanding this policy, Chatly will comply with that requirement.

Approved refunds will ordinarily be returned to the original payment method where reasonably possible.

13. Lesson Cancellation and Rescheduling

A student may cancel or reschedule a lesson at least 12 hours before the scheduled start time without losing lesson minutes.

Where a student:

  • Cancels with less than 12 hours' notice; or
  • Fails to attend the lesson,

40% of the scheduled lesson minutes will be deducted from the student's available lesson balance.

If late cancellations or missed lessons occur more than twice within the same calendar month, subsequent late cancellations or missed lessons during that month will result in 100% of the scheduled lesson minutes being deducted.

This policy exists because tutors reserve the scheduled time for that student and a late cancellation may prevent the tutor from teaching another student during that period.

Chatly may waive these deductions in genuine exceptional circumstances at its discretion.

Where Chatly or the scheduled tutor cancels a lesson, the student's lesson entitlement will not be lost. Chatly will arrange a replacement lesson, restore the applicable lesson credit or provide another appropriate solution.

14. Late Arrival

Students should join lessons on time.

If a student arrives late, the lesson will ordinarily still finish at its originally scheduled finishing time.

Tutors may have another lesson immediately afterwards and cannot be required to extend a lesson because of a student's late arrival.

If a tutor is materially late, Chatly will take reasonable steps to ensure that the student receives the lesson time they purchased.

Lessons & Learning

15. Trial Lessons

Chatly may offer free, reduced-price or promotional trial lessons.

The purpose of a trial lesson is to allow a prospective student to experience Chatly, meet a tutor, discuss their English level and goals and determine an appropriate learning pathway.

Unless otherwise stated, promotional trial offers may be limited to one per student.

Chatly may refuse or withdraw a promotional trial where we reasonably believe that multiple accounts, false information or another method is being used to repeatedly obtain introductory offers.

A trial lesson does not guarantee the future availability of the same tutor or lesson time.

16. Lesson Materials and Curriculum

Chatly develops its own lessons and educational materials, which may include:

  • Lesson presentations and slides;
  • Exercises;
  • Activities;
  • Worksheets;
  • Lesson structures;
  • Discussion materials;
  • Vocabulary and grammar exercises;
  • Teacher guidance; and
  • Other educational content.

Our structured courses may be aligned with Cambridge English learning frameworks, levels, textbooks or examination pathways.

Chatly may also use recognised language-learning frameworks such as the Common European Framework of Reference for Languages (CEFR).

Where Chatly refers to third-party textbooks, examinations, levels or educational frameworks, those references are intended to describe or support the structure and educational objectives of our courses.

17. Cambridge Independence Statement

Chatly is an independent English-language education provider.

Unless expressly stated otherwise, Chatly and AJK Online LLC are not affiliated with, authorised by, sponsored by, endorsed by or operated by the University of Cambridge, Cambridge University Press & Assessment or Cambridge English.

"Cambridge", Cambridge examination names and other related trademarks and intellectual property belong to their respective owners.

References to Cambridge-aligned learning, Cambridge English Qualifications, Cambridge levels or Cambridge educational materials are descriptive references to the learning frameworks, resources or examinations with which relevant Chatly courses may align or prepare students.

18. Intellectual Property

Except for third-party intellectual property, the Chatly website, Chatly branding and Chatly's original educational materials are owned by or licensed to AJK Online LLC.

This may include our:

  • Lesson slides;
  • Presentations;
  • Graphics;
  • Exercises;
  • Worksheets;
  • Course structures;
  • Written materials;
  • Website content;
  • Videos;
  • Branding; and
  • Other original educational resources.

Purchasing Chatly Services gives the student a limited, personal, non-exclusive and non-transferable right to use materials provided to them for their own education.

Students may not, without our prior permission:

  • Sell or commercially distribute Chatly materials;
  • Publish paid materials publicly;
  • Share paid lesson materials with unauthorised third parties;
  • Copy substantial portions of Chatly courses for redistribution;
  • Remove copyright or ownership notices;
  • Record and redistribute lessons;
  • Use Chatly materials to operate or develop a competing education service; or
  • Otherwise commercially exploit Chatly's intellectual property.

Third-party materials remain the intellectual property of their respective owners and are subject to any applicable licences or usage restrictions.

19. IELTS and Examination Preparation

Chatly may provide preparation for IELTS, Cambridge English Qualifications and other examinations.

Such courses are designed to develop relevant English-language skills, examination techniques and familiarity with the relevant examination format.

Chatly does not guarantee any particular examination score, band, grade, certificate, university admission or other result.

Results depend on numerous factors outside Chatly's control, including the student's starting level, attendance, independent study, preparation and performance on examination day.

References to IELTS, Cambridge or another examination provider do not imply sponsorship or endorsement by that organisation.

20. Educational Outcomes

Chatly aims to provide high-quality teaching and meaningful opportunities for students to improve their English.

However, learning outcomes vary between individuals.

Chatly does not guarantee that a student will:

  • Become fluent within a particular period;
  • Reach a particular CEFR level;
  • Obtain a particular examination result;
  • Achieve admission to a school or university;
  • Obtain employment; or
  • Achieve another particular academic or professional result.

Progress estimates, level assessments and recommended learning pathways are educational guidance rather than guarantees.

Content & Conduct

21. Lesson Recordings

Chatly or its classroom technology providers may offer lesson-recording functionality.

Where lessons are recorded by Chatly, appropriate notice and any consent required by applicable law will be obtained.

Where the student is a minor, consent may need to be provided by a parent or legal guardian.

Recordings may, where applicable, be used for purposes including:

  • Student lesson review;
  • Quality assurance;
  • Safeguarding;
  • Tutor development;
  • Educational feedback; and
  • Service improvement,

subject to our Privacy Policy and applicable law.

Students must not independently record, publish or distribute lessons, tutors or other students without all permissions required by applicable law.

22. Student Conduct

Students must treat tutors, Chatly staff and other students respectfully.

The following behaviour is prohibited:

  • Harassment;
  • Threats or intimidation;
  • Discriminatory or abusive behaviour;
  • Sexual or otherwise inappropriate conduct;
  • Deliberately offensive communications;
  • Fraud or impersonation;
  • Attempting to compromise Chatly systems;
  • Distributing illegal or harmful material;
  • Unauthorised recording or redistribution of lessons;
  • Commercial exploitation of Chatly materials; and
  • Conduct that materially disrupts lessons or prevents another person from using the Services.

Chatly may end a lesson immediately where reasonably necessary to protect a tutor, student or member of staff.

Serious or repeated misconduct may result in suspension or termination of Services.

23. Safeguarding and Younger Students

Chatly takes the safety of children and young people using its Services seriously.

Tutors, staff, students and parents are expected to maintain appropriate professional boundaries.

Parents and guardians should ensure that younger students participate in lessons from an appropriate environment and receive supervision appropriate to their age.

Communication concerning younger students may, where appropriate, be conducted through or copied to a parent or guardian.

Any safeguarding concern should be reported to Chatly promptly through our official contact channels.

Where Chatly reasonably believes that action is necessary to protect a student or another person, we may suspend access, investigate the matter, preserve relevant records and make reports to appropriate authorities where required or permitted by law.

24. Third-Party Services

Chatly may rely on third-party companies to provide parts of its Services.

These may include:

  • Neukol;
  • WeChat;
  • Payment processors;
  • Website-hosting providers;
  • Email providers;
  • Analytics providers; and
  • Other educational or technology services.

These companies are independent third parties and may maintain their own terms and privacy policies.

Chatly is not responsible for the general operation of third-party services outside our reasonable control.

However, where failure of a provider selected by Chatly materially prevents us from delivering a paid lesson, we will take reasonable steps to provide an alternative, reschedule the lesson or restore the affected lesson entitlement.

25. Service Availability

We aim to provide reliable access to Chatly, but we cannot guarantee that the website, classroom platform or other Services will operate without interruption at all times.

Temporary disruption may occur because of:

  • Maintenance;
  • Software updates;
  • Internet or telecommunications failures;
  • Third-party platform outages;
  • Cybersecurity incidents;
  • Government or network restrictions;
  • Natural disasters; or
  • Other events outside our reasonable control.

We will take reasonable steps to minimise disruption and restore affected Services.

26. Changes to Our Services

Chatly may improve, modify or replace aspects of its Services over time.

This may include changes to:

  • Course content;
  • Lesson materials;
  • Tutors;
  • Classroom technology;
  • Booking systems;
  • Website functionality;
  • Communication platforms; and
  • Administrative processes.

We will not intentionally remove a material paid benefit from an existing purchase without providing an appropriate alternative or remedy where required.

27. Promotions and Discounts

From time to time, Chatly may provide discounts, promotional offers, referral rewards or other incentives.

Additional terms may apply to a particular promotion.

Unless otherwise stated, promotional offers:

  • Cannot be exchanged for cash;
  • Cannot be transferred;
  • Cannot be combined with other offers; and
  • May be restricted to eligible new or existing customers.

Chatly may withdraw promotional benefits obtained through fraud, duplicate accounts, manipulation or other misuse.

28. Failed Payments, Payment Disputes and Chargebacks

If a recurring payment fails, Chatly may attempt to process the payment again where permitted or ask the customer to provide another payment method.

Chatly may pause future lessons or subscription benefits while an amount legitimately due remains unpaid.

If you believe that Chatly has charged you incorrectly, please contact us first so that we can investigate and attempt to resolve the issue.

Nothing in these Terms prevents a consumer from exercising any legitimate right to dispute an unauthorised or incorrect payment through their payment provider.

Knowingly making a false or fraudulent payment dispute may result in suspension or termination of the relevant Chatly account.

29. Suspension or Termination

Chatly may suspend or terminate a user's access where the user:

  • Materially or repeatedly breaches these Terms;
  • Commits fraud;
  • Fails to pay amounts properly due;
  • Seriously or repeatedly abuses tutors or students;
  • Creates a safeguarding risk;
  • Misuses Chatly's intellectual property;
  • Uses the Services unlawfully; or
  • Otherwise engages in serious misconduct.

Where appropriate and reasonably possible, Chatly may provide a warning before terminating Services for a less serious breach.

Termination does not remove rights or obligations that arose before termination.

30. Privacy

Chatly processes personal information in connection with the provision of its Services.

Details about what information we collect, why we process it, how it may be shared, international transfers, retention periods, children's information and users' privacy rights are explained in the Chatly Privacy Policy.

Third-party services such as WeChat, Neukol and payment processors may also independently process personal information under their own privacy policies.

31. Limitation of Liability

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.

To the maximum extent permitted by applicable law, Chatly and AJK Online LLC will not be liable for indirect, incidental or consequential losses that were not reasonably foreseeable when the Services were purchased.

Chatly is not responsible for loss resulting solely from:

  • The student's own internet connection or equipment;
  • The student's failure to attend a booked lesson;
  • Incorrect information provided by the student;
  • Unauthorised use of a student's account;
  • Independent failures of third-party services outside Chatly's reasonable control; or
  • Events outside our reasonable control.

Where Chatly is responsible for failing to provide a purchased lesson, our first remedy may, where appropriate, be to provide replacement lesson time, restore lesson credit or reschedule the lesson.

Nothing in this section removes any consumer protection or other legal right that cannot lawfully be excluded.

32. Compliance With Local Laws

Chatly provides Services to customers who may be located in different countries and regions.

Availability of a Service in a particular location does not mean that every Service will necessarily be available to every student or age group.

Chatly may restrict, modify or discontinue particular Services in a jurisdiction where reasonably necessary to comply with applicable law, regulatory requirements or platform restrictions.

Nothing in these Terms is intended to exclude rights or protections that applicable law does not permit the parties to exclude by contract.

33. Complaints

We want students and parents to contact us if they are dissatisfied with a Chatly Service.

Complaints may be submitted through our official customer-support channels or through our official WeChat account/contact.

Please provide enough information for us to identify the relevant purchase, lesson and issue.

We will investigate complaints reasonably and aim to provide an appropriate resolution where Chatly has made an error or failed to provide the agreed Service.

34. Changes to These Terms

We may update these Terms from time to time because of changes to our Services, business operations, technology or applicable law.

The current version will be published on the Chatly website together with its effective or "Last updated" date.

Changes will apply prospectively.

Where a material change affects an existing subscription or customer right, we will provide any notice required by applicable law.

35. Governing Law and Disputes

These Terms and the contractual relationship between you and Chatly are governed by the laws of the State of Wyoming, United States, without regard to conflict-of-law principles.

Subject to any mandatory rights available to consumers under applicable law, disputes arising from these Terms or the Services will be subject to the jurisdiction of the appropriate state or federal courts in Wyoming, United States.

Nothing in this section prevents a consumer from relying on mandatory consumer protections that apply to them and cannot legally be waived by contract.

36. Severability

If any provision of these Terms is determined to be invalid, unlawful or unenforceable, that provision will be interpreted or limited to the minimum extent necessary and the remaining provisions will continue in effect.

37. No Waiver

If Chatly does not immediately enforce a provision of these Terms, that does not mean we have waived our right to enforce it later.

38. Entire Agreement

These Terms, together with:

  • The information presented when purchasing a particular plan;
  • Our Privacy Policy;
  • Any specific promotional terms; and
  • Any other policy expressly incorporated into the purchase,

form the agreement governing your use of the relevant Chatly Services.

If specific terms presented at checkout conflict with these general Terms in relation to the purchased plan, the specific terms will apply to that aspect of the purchase unless prohibited by law.

39. Contact Chatly

If you have questions about these Terms, a payment, a lesson or your subscription, please contact Chatly through the contact methods displayed on our website.

Chatly English Academy

Operated by AJK Online LLC

United States

WeChat: alexmck30

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